The wallet holds real value, so it is the most carefully guarded part of Lonida. Everything here happens on the Polygon network, every movement of funds needs a confirmation code, and not everyone in a club is allowed to move money. This guide covers all of it.
The wallet belongs to the club, not to you personally
This is the single most important thing to understand. The wallet is attached to the club, which is why a team member can see it. Every active team member can view the address, balance and transaction history — but only the owner, an Admin or a Finance member can actually move money. Coach and Community Manager are view-only.
Generating your address
Before anything else, your club needs a wallet address. If you have not generated one, the wallet page will tell you so, and nothing — deposits, swaps, withdrawals or AI image generation — can happen until you do.
The address is a standard Polygon PoS address. It is yours, it does not change, and it is where you send funds to top the wallet up.
Send only on Polygon
Sending LONIDA or USDC over any network other than Polygon PoS is the most common and most expensive mistake in crypto. Funds sent on the wrong network do not arrive and generally cannot be recovered. Check the network before every transfer, not just the address.
Reading your wallet summary
The three headline figures
- Total DepositsOptionalEverything that has ever come into the wallet.
- Total SpentOptionalEverything spent inside the platform — transfers, fees, AI image generation and similar.
- Total WithdrawalsOptionalEverything sent back out to an external address.
Your live balance is read directly from the blockchain rather than from a number Lonida keeps internally. That is why it is authoritative — and also why it occasionally takes a moment to refresh after a transaction.
Swapping USDC into LONIDA
The swap converts USDC into LONIDA at the platform's current rate. It works from the USDC already sitting at your wallet address, so the sequence is: send USDC to your address on Polygon, then swap it.
Send USDC to your wallet address
On the Polygon network. Wait for it to arrive and show in your balance.
Enter the USDC amount to convert
You are shown what it converts to before you confirm, so there are no surprises about the rate.
Confirm with your code
Like every money movement, the swap needs a confirmation code. Enter it and the conversion executes.
Withdrawing
Withdrawing sends LONIDA from your club wallet to an external Polygon address. Before it goes through, several conditions are checked in order:
Every withdrawal must pass all of these
- A valid confirmation code.
- A valid Polygon address as the destination.
- A valid amount, not more than your balance.
- Permission — you must be the owner, an Admin or a Finance member.
- No outstanding loan. Any unpaid loan must be repaid in full first.
An outstanding loan blocks withdrawals entirely
If you owe anything on a loan, withdrawal is refused and you are told the exact outstanding amount. This is not a partial restriction — you cannot withdraw the portion above what you owe. Repay the loan, then withdraw.
Check the destination address twice
Blockchain transfers are final. There is no reversal, no support ticket that undoes them, and no way to recall funds sent to the wrong place. Paste the address, then read the first and last characters back against your source before confirming.
Confirmation codes
Every movement of funds — swap, withdrawal, loan repayment, gift — requires a confirmation code. Which kind you receive depends on the login verification method you chose in Settings: an emailed one-time code, your PIN, or a code from your authenticator app.
Wrong codes lock the wallet
Repeated incorrect codes trigger rate limiting, and after too many failures your account is locked for one hour. Emailed codes also expire, so if one has been sitting in your inbox for a while, request a fresh one rather than using the old one.
Loans
Your club can request a short-term loan of up to 100 LONIDA straight from the platform treasury. It's club-wide, not personal, so only one request can be pending at a time and only one loan can be outstanding at a time.
Submit the request
From the wallet, enter an amount up to 100 LONIDA and an optional reason, then submit. Only the owner or an Admin/Finance team member can do this.
Share a post to boost your odds
The request form links to a Facebook post and an X post you can share to your own timeline. Paste the link to your shared post in the request — requests backed by a share get priority review.
Wait for the admin's decision
An admin reviews and approves or rejects every request individually. You'll get an in-app notification and an email either way — a rejection always includes a note explaining why, and you're free to submit a new request afterward.
Approved loans arrive on-chain
On approval, real LONIDA moves from the treasury straight to your club's wallet address. The transaction hash is included in your notification and loan history, so you can verify it on Polygonscan.
Repayments are made from the wallet and, like everything else financial, need a confirmation code and the right role. Until a loan is fully repaid, withdrawals and gifts are blocked — everything else (market bids, transfers, friendlies, AI image generation) still works normally.
Gifts and other charges
The wallet is also where gifts from other managers arrive, and where platform charges are taken from — most visibly AI image generation, which is billed per image from the club wallet and restricted to the same owner/Admin/Finance permission set.