A loan is a temporary move. The player goes to another club for an agreed period and then returns. It is how you get minutes for a player you do not need right now, or cover a gap without paying a transfer fee.
Loans of players, not money
This is entirely separate from the cash loan in your wallet. The Loans tab moves footballers; the wallet loan moves LONIDA. They share a word and nothing else.
Requesting a player on loan
A loan request has three parts: the player, a loan fee, and a duration.
What you propose
- Loan feeRequiredWhat you will pay for the loan. It may be zero, but it must be a valid, non-negative amount.
- DurationRequiredBetween 1 and 24 months. Anything outside that range is clamped into it.
- ReasonRequiredWhy you want the player. Required, and subject to a maximum length.
A zero fee is allowed, and often sensible
Loan fees can be zero. If you are offering to develop a young player who is not getting minutes, saying so in the reason is frequently more persuasive than money — the lending club benefits from the player returning improved.
Lending your own players
Incoming loan requests appear in the same tab and are approved or rejected exactly like transfer requests. While a player of yours is out on loan, they are tracked separately so you always know who is away and where.
Loans move your squad size
A player out on loan is not available to you. If your squad size or squad value changes and you have not traded anybody, an active loan is usually the reason.